
A free 1-on-1 session for expats, PRs, and business owners in Singapore who want answers about insurance, healthcare, CPF, SRS, and investments — without jargon or confusion. Expert guidance. Real clarity. No product push. Stop guessing, start learning — your financial clarity begins here!


If you’re like many expats & professionals in Singapore, you’ve probably wondered: Am I making informed choices? What should I know before making decisions? What happens if I move? How do wealth-building AND protection fit together?You’re not alone — Most people only understand these concepts after a costly mistake — gaining clarity earlier simply helps you feel more prepared.I help you replace confusion with confidence — so you can feel more informed and confident about the concepts and in your own decision-making as you navigate life in Singapore.
Clients felt clearer and more informed after the session
Professionals & families who finally gained clarity and confidence
Clarity experience rating
Get simple, unbiased explanations focused on your questions, not products
Learn how common insurance categories (such as hospitalisation, CI and life) are generally structured
Get clarity on how CPF and SRS are structured, with confidence
Clarity of how insurance and financial frameworks operate
I'll explain how insurance and financial concepts work - no jargon.
You understand financial concepts in everyday language.


Understand Protection & Wealth Concepts
I explain CPF, SRS, and protection options (hospital., CI, life) in plain English.
You finally understand how everything fits together.
Simple frameworks to feel confident
You receive general educational frameworks people use when planning ahead and walk away with a clearer understanding of concepts discussed.

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Hi, I’m Andre — a Financial Clarity Coach and IBF Qualified (Level 1) in Financial Planning (Personal), accredited by the Institute of Banking & Finance Singapore. I came to SG in 2008 and now help professionals, expats, and families understand the financial frameworks they interact with in Singapore — without overwhelming details or technical language.
My mission is simple: Helping people feel more informed, confident, and empowered.
Don't let confusion stay with you another year: Understanding financial concepts early can help you feel more prepared, and build clarity and confidence. One 30-minute conversation can save you years of guessing.🔹Book your free 30-minute clarity session — Limited sessions available each week. No jargon. No pressure. Just clarity. 🔹
Your information stays private. Sessions are fully confidential and zero-obligation.
💫 You’re now part of the Andre Stolz community 💫.
Legal & Compliance1. DisclaimerThe content on this website and in all clarity sessions is intended for general education and informational purposes only. Nothing here constitutes:
• licensed financial advice
• insurance or investment advice
• plan review or product comparison
• tax or legal advice
• suitability assessments
• recommendations on what insurance or financial products to buy, change, or cancelNo specific financial products or personal financial situations are discussed.This platform does not represent, endorse, or act on behalf of any insurer, bank, financial advisory firm, or regulatory authority.Individuals remain solely responsible for their own financial decisions.
For regulated advice, please consult a licensed Financial Adviser Representative.⸻2. Privacy (PDPA)Your personal data is collected only for:
• scheduling clarity sessions
• responding to enquiries
• general educational communicationYour data is not shared with third parties unless legally required or with your explicit consent.You may request deletion or correction of your data anytime by contacting [email protected].All data handling complies with the Personal Data Protection Act (PDPA) of Singapore.⸻3. Legal & Compliance Notice (Impressum)Website Owner:
Andre Stolz
Financial Clarity Coach
IBF Qualified (Level 1) – Financial Planning (Personal)
Institute of Banking & Finance SingaporeContact: [email protected]
Website: https://claritybyandre.sgThis website is an independent educational platform and is not associated with, endorsed by, or representing any insurance company, bank, or financial institution.© Clarity By Andre. All rights reserved.
No part of this website may be reproduced, copied, or distributed without prior written permission.